The insurance company wants to send an employee to my house to settle my case. Should I do that?

by Gabriel Assaad on January 6, 2012

Insurance companies frequently send insurance adjusters to the homes of accident victims. The insurance adjuster’s goal is to minimize the amount of accident victims’ claims as quickly as possible, so that the company can have more profits. Often, insurance adjusters are rewarded by their employers for settling claims quickly and with as small a payout as possible. Therefore, don’t believe that when an adjuster comes to your house they are looking to make things easy for you and to settle your claim fairly.

Instead, insurance adjusters come to your home as quickly as possible after your accident, while you are at your weakest. They may appear to be eager to help and will inquire about your medical treatment. This is usually not done out of concern – instead they want to settle your claim before you consult an attorney or a doctor.

However, keep in mind that by law you have a set period of time to bring your claim, so you shouldn’t allow yourself to be pressured into accepting a quick settlement. Take your time and consult your attorney and your doctor before accepting any payment or signing anything from the insurance company. Once you have settled, the claim is over, and no matter how bad your injuries become, you won’t be allowed to get any more money from the insurance company.

Have you been injured in the Washington D.C. area? Is the other party’s insurance company asking for you to settle? If so, contact Washington D.C. personal injury attorney Gabriel Assaad at 202-741-9348. He will help you work with the insurance adjusters to reach a fair settlement.

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